Ulungelelwaniso lwemali kwi-forex

Ulungelelwaniso lwemali ekurhwebeni kwe-forex lubhekiselele kumlinganiselo weenkcukacha-manani wendlela ezimbini okanye ngaphezulu iimbini zemali ezihamba ngayo ngokuhambelanayo. Inika abarhwebi ukuqonda okuxabisekileyo kuthungelwano lweemali ezahlukeneyo phakathi kwemarike yotshintshiselwano lwangaphandle. I-coefficient yokulungelelanisa, ukusuka kwi--1 ukuya ku- +1, ibala amandla kunye nesikhokelo sobu budlelwane. Ulungelelwaniso oluhle lubonisa ukuba izibini ezimbini zemali zihamba kwicala elinye, ngelixa ulungelelwaniso olungalunganga lubonisa iintshukumo ezichaseneyo. Ngakolunye uhlangothi, akukho kulungelelaniswa kubonisa ukuba izibini zemali zihamba ngokuzimeleyo.

Ngokuqonda ubudlelwane phakathi kwababini bemali, abarhwebi banokwenza izigqibo ezinolwazi malunga nokwahluka kweepotfoliyo, ulawulo lomngcipheko, kunye namanqaku okungena kunye nokuphuma ngobuchule. Ukongeza, uhlalutyo lolungelelwaniso lwemali lunceda ekuchongeni amathuba okurhweba anokubakho ngokubona iintsingiselo ezinokuchaphazela izibini ezinxulumeneyo.

Ngaphezu koko, ukuqonda izinto eziphembelela ulungelelwaniso lwemali, njengezalathisi zoqoqosho, uvakalelo lwemarike, kunye neziganeko ze-geopolitical, kwenza abarhwebi bakwazi ukuziqhelanisa ngokukhawuleza nokutshintsha kweemeko zentengiso. Oku kuqonda kunceda abarhwebi banciphise umngcipheko, benze imali kwiindlela zemarike, kwaye benze izigqibo ezinengqondo zokurhweba. Ekugqibeleni, ukubandakanya ukuhlalutya kokulungelelaniswa kwemali kwiindlela zokurhweba kunegalelo kwindlela edibeneyo kunye neyo yonke into ehambelana nendalo eguquguqukayo yemakethe ye-forex.

Iintlobo zonxulumano lwemali:

Ulungelelwaniso oluhle kurhwebo lwe-forex lwenzeka xa izibini ezimbini okanye ngaphezulu zemali zihamba kunye, ukunyuka okanye ukuwa kunye. Olu hlobo lokulungelelaniswa lubonisa ukuba kukho ubudlelwane obuhambelanayo phakathi kweentshukumo zeemali ezidibeneyo. Ngokomzekelo, ukuba i-EUR/USD kunye ne-GBP/USD zombini zifumana iindlela eziya phezulu, ibonisa unxulumano oluhle phakathi kwe-Euro kunye nePondo yaseBrithani. Ngokufanayo, ukuba i-USD / CAD kunye ne-AUD / USD zombini zihamba ngeendlela ezihlayo, zibonisa ulungelelwaniso oluhle phakathi kweDola yase-US, iDola yaseCanada, kunye neDola yase-Australia. Abarhwebi bahlala besebenzisa ulungelelwaniso olulungileyo ukuze bahlukanise iipotfoliyo zabo, beqonda ukuba izibini ezinxibelelene kakuhle zinokunceda ekusasazeni umngcipheko kwaye zinokwandisa inzuzo ngexesha leemeko ezifanelekileyo zentengiso.

Ulungelelwaniso olubi kurhwebo lwe-forex lubonwa xa izibini ezimbini zemali zihamba zisiya kumacala achaseneyo, zibonisa ubudlelwane obugwenxa. Ukuba i-USD / JPY iphakama ngelixa i-EUR / USD iwa, ibonisa ukuhambelana okungalunganga phakathi kweDola yase-US kunye ne-Yen yaseJapan. Ulungelelwaniso olubi lunokunika abahwebi ithuba lokubiyela izikhundla. Ngokomzekelo, ukuba umrhwebi ubambe indawo ende kwi-EUR / USD kwaye uchonga ibini edibeneyo ehambelanayo njenge-USD / CHF, banokuqwalasela ukuvula isikhundla esifutshane kwi-USD / CHF ukunciphisa ilahleko enokwenzeka kwi-EUR / USD yorhwebo. Ukulungelelaniswa okungalunganga kunokusebenza njengesixhobo sokulawula umngcipheko, ukuvumela abahwebi ukuba bahlawule ilahleko enokubakho kwindawo enye kunye nokuzuza kwenye.

Akukho kulungelelaniswa, okwakwaziwa ngokuba ngu-zero okanye ulungelelwaniso oluphantsi, lubonisa ukuba izibini zemali ezimbini azibonisi budlelwane bubalulekileyo kwiintshukumo zazo. Olu hlobo lokulungelelaniswa lubonisa ukuba ukunyakaza kwexabiso leemali ezidityanisiweyo zizimeleyo. Ngokomzekelo, i-EUR/JPY kunye ne-NZD/CAD inokungabonisi unxulumano olubalulekileyo, oku kuthetha ukuba ukuguquguquka kwexabiso lesibini akuchatshazelwa sesinye isibini. Abahwebi kufuneka balumke ukuba bangathathi ulungelelwaniso phakathi kwababini bemali ngaphandle kohlalutyo olufanelekileyo, njengoko izigqibo zokurhweba ezisekelwe kwiingcamango ezingalunganga zingakhokelela kwiziphumo ezingathandekiyo. Xa ukurhweba ngababini bemali ngaphandle kokulungelelaniswa, ukuthembela kwezinye iindlela zokuhlalutya kunye nezalathi zokwazisa ukwenza izigqibo kubalulekile.

Izinto ezichaphazela unxulumano lwemali:

Iimpawu zoqoqosho:

Inzala ibaluleke kakhulu ekuphembeleleni ulungelelwaniso lwemali kwimarike ye-forex. Izigqibo zeebhanki ezingoovimba zokunyusa, ukuthoba, okanye ukugcina inzala yemali yenzala ibe nefuthe kumtsalane welizwe kutyalo-mali lwangaphandle. Inzala ephezulu ikholisa ukukhokelela kuxabiso lwemali njengoko abatyali-mali befuna imbuyekezo engcono, echaphazela unxulumano phakathi kweemali zemali. Umzekelo, ukuba ibhanki esembindini inyusa inzala, imali inokomelela, ichaphazele unxulumano lwayo nezinye iimali.

ISambuku seMveliso yeLizwe yeLizwe (i-GDP) ibonisa impilo yalo yezoqoqosho kunye nokukhula okulindelweyo. Ukukhula kwe-GDP encomekayo kunokonyusa ukuzithemba kwabatyali-zimali, ukonyusa imfuno yemali yelizwe. Iimali zamazwe anokukhula okuqinileyo kwe-GDP zinokubonisa ulungelelwaniso omnye komnye ngenxa yeemeko zoqoqosho ekwabelwana ngazo.

Amazinga entswela-ngqesho kunye neenkcukacha zengqesho zibonisa amandla emarike yabasebenzi. Ukuphucula idatha yengqesho kunokunyusa inkcitho yabathengi kunye nokukhula koqoqosho, okuchaphazela ixabiso lemali. Unxulumano lunokuvela phakathi kweemali zamazwe afumana iindlela ezifanayo zengqesho.

Uluvo lwentengiso:

Uluvo lwentengiso ludlala indima ebalulekileyo ekuphembeleleni ulungelelwaniso lwemali. Ngethuba lexesha lomngcipheko-kwimvakalelo, abatyali-mali bazimisele ngakumbi ukuthatha ingozi, ekhokelela kwimfuno ephezulu yeemali ezinxulumene neempahla eziphezulu. Ngokuchaseneyo, iimali ezikhuselekileyo ezifana neYen yaseJapan kunye ne-Swiss Franc zikholisa ukomelela ngamaxesha omngcipheko, zichaphazela unxulumano phakathi kweemali ezahlukeneyo.

Iziganeko ze Geopolitical:

Izivumelwano zorhwebo kunye neengxabano zinokuba nempembelelo enkulu kunxulumano lwemali. Uphuhliso oluhle olufana nezivumelwano zorhwebo lunokuphucula amathuba oqoqosho kunye noxabiso lwemali. Ngakolunye uhlangothi, ukuxhatshazwa kwezorhwebo kunokudala ukungaqiniseki kwaye kuphembelele ulungelelwaniso njengoko abatyali-mali besabela ekutshintsheni urhwebo.

Uzinzo lwezopolitiko lubalulekile kuhlumo loqoqosho kunye nokuzithemba kubatyali-zimali. Iimali zamazwe azinzile ngokwezopolitiko zihlala zinxibelelana ngenxa yeembono ekwabelwana ngazo ngokhuseleko kunye nokuqikelela. Ukungazinzi kwezopolitiko kunokuphazamisa ulungelelwaniso ukuba kubangele ukungaqiniseki kunye nokuguquguquka kwimarike.

Ukusebenzisa ulungelelwaniso lwemali kwiindlela zokurhweba:

Uhlalutyo lolungelelwaniso lwemali sisixhobo esinamandla sabarhwebi abafuna ukwahlula iipotifoliyo zabo. Ngokuchonga izibini zemali ezilungelelanisiweyo, abarhwebi banokusasaza umngcipheko kwii-asethi ezininzi ezivame ukuhamba kunye. Ngokwahlukileyo, ngokubandakanya izibini ezidityanisiweyo ezingalunganga, abarhwebi banokuphelisa ilahleko enokubakho kwindawo enye kunye neenzuzo kwenye. Ukwahluka ngokusebenzisa ulungelelwaniso lwemali kunceda ukulawula ukuvezwa komngcipheko kunye nokukhuthaza indlela yorhwebo elungeleleneyo.

Ulungelelwaniso lwemali ludlala indima ebalulekileyo kwizicwangciso ezisebenzayo zokubiyela. Xa abarhwebi beqaphela ulungelelwaniso olubi phakathi kwezibini zemali, banokusebenzisa isibini esinye ukubiyela ilahleko enokubakho kwenye. Ngokomzekelo, ukuba umrhwebi ubambe indawo ende kwi-EUR / USD kwaye ulindele ukuhla, banokuvula isikhundla esifutshane kwi-USD / CHF ngenxa yokulungelelaniswa kwembali embi. IHedging inceda ukunciphisa ilahleko enokubakho kwaye ibonelela ngomnatha wokhuseleko kwiimeko zentengiso ezingaqinisekanga.

Uhlalutyo lokulungelelaniswa kwemali sisixhobo esixabisekileyo sokulawula umngcipheko ngobulumko. Ngokuphepha ukuvezwa okugqithisileyo kwizibini ezihambelana kakhulu, abarhwebi banokuthintela ukuxinana komngcipheko. Ukwahlukahlukana kuzo zonke izibini ezinolungelelwaniso olwahlukeneyo kunceda ukukhusela inkunzi yorhwebo kunye nokunciphisa impembelelo yeentshukumo zentengiso ngesiquphe. Abarhwebi banokwabela imali eyinkunzi ngokusekwe kunyamezelo lwabo lomngcipheko kunye nolungelelwaniso phakathi kwababini bemali ukugcina iprofayili yomngcipheko elinganayo.

Ulungelelwaniso oluhle lunokutyhila amathuba okurhweba ngokuqaqambisa izibini ezithanda ukuhamba kunye. Xa isibini semali enye ibonisa indlela eyomeleleyo, abarhwebi banokujonga kwizibini ezinxulumene norhwebo olunokwenzeka oluhambelana noluvo lwentengiso olukhoyo. Ukuchonga amathuba ngohlalutyo lolungelelwaniso lwemali kunceda abarhwebi ukuba basebenzise imali kwiintshukumo ezilungelelanisiweyo kwaye banokwandisa inzuzo ngexesha leemeko ezifanelekileyo zentengiso.

Izixhobo kunye nezixhobo zokuhlalutya ulungelelwaniso lwemali:

I-Correlation coefficients ngamanani amanani alinganisa ngokobungakanani unxulumano phakathi kweemali zemali. Ukusukela ku--1 ukuya ku- +1, la ma-coefficients anika ingqiqo kumandla kunye necala lonxulumano. Abarhwebi banokubala i-coefficients yokulungelelanisa usebenzisa idatha yexabiso lembali kunye neefomyula zemathematika, ukubanceda balinganise ukuba izibini ezimbini zihamba ngokusondeleyo kangakanani ngokumalunga omnye nomnye.

Iimatriki zokunxibelelanisa zibonelela ngokubonisa okubonakalayo kolungelelwaniso lwemali. Ezi matrices zibonakalisa i-coefficients yokulungelelanisa kwiimbini zemali ezininzi kwifomathi yegridi, evumela abahwebi ukuba bachonge ubudlelwane phakathi kwezibini ezahlukeneyo ngokukhawuleza. Ngokuphonononga ulungelelwaniso kwizibini ezininzi, abarhwebi banokwenza izigqibo ezinolwazi malunga nokwahluka kweepotfoliyo kunye nolawulo lomngcipheko.

Amaqonga okurhweba anamhlanje ahlala ebonisa izixhobo ezakhelwe ngaphakathi kunye nesoftware ukwenza lula uhlalutyo lolungelelwaniso lwemali. Ezi qonga zibonelela abahwebi ngedatha yexesha langempela kunye nokubonakaliswa okubonakalayo kokulungelelaniswa, ukuphelisa imfuneko yokubala izibalo. Izixhobo ezikwi-Intanethi zikwabonelela ngezalathi zokunxibelelanisa, ezivumela abarhwebi ukuba bagqithise idatha yokulungelelanisa kwiitshathi zabo ukuze bancede ekwenzeni izigqibo. Oku kufikeleleka kwandisa ukukwazi kwabarhwebi ukubandakanya ngokungenamthungo uhlalutyo lonxulumano kwizicwangciso zabo.

Iimpazamo eziqhelekileyo ekufuneka uziphephe:

Enye yezona mpazamo zibalulekileyo ezinokwenziwa ngabarhwebi kukungakhathaleli indima yolungelelwaniso lwemali kwizigqibo zabo zokurhweba. Ukungaphumeleli ukuqwalasela indlela izibini zemali ezisebenzisana ngayo kunokukhokelela ekuvezweni komngcipheko obekungalindelekanga. Abarhwebi kufuneka babandakanye uhlalutyo lolungelelwaniso njengenxalenye ebalulekileyo yenkqubo yabo yokwenza izigqibo ukuvavanya iziphumo ezinokuthi zibe ngcono kwaye balawule umngcipheko ngokufanelekileyo.

Ulungelelwaniso lwemali alumi kwaye lunokuguquka ngokuhamba kwexesha ngenxa yokutshintsha kweemarike. Ukungahoyi utshintsho oluhambelanayo kunokukhokelela kwizigqibo ezingafanelekanga. Abarhwebi kufuneka babeke iliso rhoqo ulungelelwaniso kwaye bahlengahlengise izicwangciso zabo ngokufanelekileyo. Ukuphaphela malunga nokulungelelaniswa kunokuthintela ilahleko engalindelekanga kunye nokuphucula ukuchaneka kwezigqibo zokurhweba.

Imizekelo yokwenyani:

Isifundo se-1: EUR / USD kunye ne-USD / CHF

I-EUR / USD kunye ne-USD / CHF idibaniso yemali edibeneyo ibonelela ngesifundo esinomdla sokulungelelaniswa okungalunganga. Ngokwembali, ezi zibini zibonise ubudlelwane obuguqukileyo obuguqukileyo. Xa i-EUR / USD ixabisa, ebonisa amandla e-Euro, i-USD / CHF ivame ukuhla, ibonisa amandla e-Swiss Franc. Abarhwebi abaqaphelayo olu lungelelwaniso lubi banokulusebenzisa ngobuchule. Ngokomzekelo, ngexesha lokuxabisa kwe-Euro, umrhwebi unokuqwalasela ukunciphisa i-USD / CHF njengothango oluchasene nelahleko enokwenzeka kwi-EUR / USD isikhundla eside.

Isifundo se-2: I-AUD / USD kunye neGolide

I-AUD/USD kunye neGold corelation ibonisa ubudlelwane obuhle obuphenjelelwa yindima yase-Australia njengomvelisi wegolide obalulekileyo. Njengoko ixabiso legolide linyuka, uqoqosho lwaseOstreliya ludla ngokuzuza ngenxa yokwanda kwengeniso efumaneka kumazwe angaphandle. Ngenxa yoko, iDola yase-Australia ithande ukomeleza, okubangela ulungelelwaniso oluhle phakathi kwe-AUD / USD currency pair kunye nexabiso legolide. Abarhwebi abathathele ingqalelo kolu lungelelaniso banokuchonga amathuba xa amaxabiso egolide esiba neentshukumo ezibalulekileyo.

I-Case study 3: GBP/USD kunye ne-FTSE 100

I-GBP/USD kunye ne-FTSE 100 ye-index ye-index ibalaselisa uxhulumaniso phakathi kwe-British Pound kunye ne-equity market yase-UK. Idatha efanelekileyo yezoqoqosho okanye ukuzinza kudla ngokuqinisa i-Pound kunye ne-FTSE 100. Ngakolunye uhlangothi, iindaba ezimbi zingakhokelela kubuthathaka kuzo zombini. Ukuqaphela oku kulungelelaniswa kuvumela abahwebi ukuba bafumane ingqiqo kwiinguqu ezinokubakho kwi-pair yemali ngokuhlalutya ukusebenza kwe-FTSE 100 index.

Isiphelo:

Uhlalutyo lokulungelelaniswa kwemali sisixhobo esibalulekileyo esixhobisa abarhwebi ukuba bahambe kwimarike ye-forex eguquguqukayo ngokuzithemba. Ngokuqaphela kunye nokusebenzisa ulungelelwaniso, abarhwebi banokuphucula izicwangciso zabo, benze izigqibo ezinolwazi, kwaye balawule ngokufanelekileyo ukuvezwa komngcipheko. Ukubandakanya uhlalutyo lokulungelelaniswa kunika umda weqhinga onokukhokelela kwiziphumo eziphuculweyo zokurhweba. Njengoko i-market ye-forex ikhula, ngokunjalo ukulungelelaniswa kwemali. Abarhwebi bayakhuthazwa ukuba bagcine ukuzibophelela ekufundeni okuqhubekayo kunye nokuziqhelanisa.