Uqhuba njani umsebenzi worhwebo kwintengiso ye-forex?

Embindini wayo, urhwebo lokuthwala lubandakanya ukuboleka ngemali enenzala ephantsi, emva koko kutyalwe imali efunyenweyo ngemali ebonelela ngenzala ephezulu. Injongo? Ukufumana ingeniso kumahluko wenzala, okanye "ukuthwala," phakathi kweemali ezimbini. Ngelixa oku kunokuvakala ngokuthe ngqo, ubucukubhede kunye nemingcipheko ebandakanyekayo yenza ukuba kunyanzelekile ukuba abarhwebi be-forex baqonde ngokucokisekileyo ubuchwephesha kunye ne-nuances yeendlela zokurhweba.

Ukuqonda ubucukubhede bokurhweba kubalulekile kubarhwebi be-forex ngenxa yezizathu ezininzi ezinyanzelisayo. Okokuqala, iveza indlela eyongezelelweyo yokwahlukana phakathi kwepotfoliyo yomntu yorhwebo. Okwesibini, ivumela abarhwebi ukuba basebenzise imali ngokwahlukileyo kwizinga lenzala ngelixa kwangaxeshanye becinga ngeentshukumo zotshintshiselwano. Okokugqibela, kwihlabathi apho ukuguquguquka kusoloko kukho, urhwebo oluqhutywa kakuhle lunokungenisa ingeniso engatshintshiyo, kwanakwiimeko ezimaxongo zemarike.

Yintoni urhwebo lokuthwala?

Urhwebo lokuthwala, isicwangciso esisisiseko kurhwebo lwe-forex, lusekelwe kwimilinganiselo yenzala. Ngeyona ndlela ilula, inokuchazwa njengendlela yokwenza imali apho abarhwebi baboleka imali ngemali enenzala ephantsi, emva koko batyala loo mali kwimali enika inzala ephezulu. Iinjongo apha zintlu-mbini: ukubamba umahluko wezinga lenzala, elidla ngokubizwa ngokuba yi "car," kunye nengeniso enokubakho ngokuguquguquka kwexabiso lotshintshiselwano.

Imvelaphi yorhwebo lokuthwala inokulandelwa emva kweentsuku zokuqala zeemarike zemali. Iye yafumana ukuduma njengoko iimarike zezimali ziye zadibana nehlabathi, zenza ukuba abarhwebi bakwazi ukufikelela kwiimali kunye nenzala. Ngokuhamba kwexesha, urhwebo lokuthwala luye lwavela kwaye lulungelelaniswe nokutshintsha kweemeko zemarike, kodwa umgaqo wayo ongundoqo uhlala uqinile.

Embindini wesicwangciso sorhwebo kukho umahluko wenzala phakathi kweemali ezimbini. Ezi zantlukwano zenza isiseko sezigqibo zabarhwebi zokuboleka ngemali enye kwaye batyale kwenye. Ukubeka, urhwebo lwe-Carry lusebenzisa ukwahluka kwinzala ebekwe ziibhanki ezingoovimba kwihlabathi liphela. Abarhwebi bafuna ukunyusa imbuyekezo ngokuchonga iimali zemali apho izinga lenzala lisasazwa khona lithandeka kakhulu.

Umgaqo-siseko osisiseko worhwebo lwempahla unokushwankathelwa: ukuboleka ngemali enenzala ephantsi kutyalo-mali kwimali enenzala ephezulu. Ngokwenza njalo, abarhwebi bajolise ekufumaneni umahluko phakathi kwenzala ehlawulweyo ekubolekeni kwabo kunye nenzala efunyenwe kutyalo-mali lwabo, befaka epokothweni "ukuthwala" njengenzuzo.

Oomatshini bokurhweba

Ukuthwala urhwebo kubandakanya indlela yendlela, ebandakanya amanyathelo aphambili aphambili ekufuneka abarhwebi baphumelele impumelelo:

1. Ukukhetha iperi yemali

Isigqibo sokuqala esibalulekileyo kwinkqubo yokurhweba kukukhetha iperi yemali eyiyo. Abarhwebi bakholisa ukujonga iiperi zemali ezinomlinganiselo omkhulu wenzala. Umzekelo, umrhwebi unokucinga ngokuboleka iYen yaseJapan (JPY) enenzala ephantsi kunye notyalo-mali kwiiDola zase-Australia (AUD), ebonelela ngenzala ephezulu.

2. Ukuboleka imali enenzala ephantsi

Emva kokuba isibini semali sikhethiweyo, umrhwebi uboleka imali enenzala ephantsi. Oku kuboleka ngokuqhelekileyo kwenzeka nge-forex broker kwaye kubandakanya ukuhlawula inzala kwimali ebolekiweyo, edla ngokubizwa ngokuba "yindleko yokuthwala." Kumzekelo wethu, umrhwebi uboleka i-JPY.

3. Utyalo-mali kwimali enenzala ephezulu

Ngeemali esandleni, umrhwebi utyala imali kwixabiso eliphezulu lenzala. Kule meko, umrhwebi uya kutyala imali kwi-AUD. Injongo kukufumana inzala kwiimali ezityaliwe ezidlula iindleko zokuboleka.

4. Ukubeka iliso kunye nokulawula urhwebo

Ukuqaphela ngundoqo kurhwebo lokuthwala. Abarhwebi kufuneka babeke iliso elibukhali izinga lenzala, izalathisi zoqoqosho, kunye neemeko zemarike. Iintshukumo zotshintshiselwano nazo zinokuchaphazela urhwebo, ngoko ke izicwangciso zolawulo lomngcipheko zibalulekile. Abarhwebi banokuseta ii-odolo zelahleko yokumisa ukunciphisa ilahleko enokubakho kwaye bathathe iiodolo zengeniso ukuze bavale iinzuzo.

Umzekelo wehlabathi langempela: I-JPY / AUD ithwala urhwebo

Masithi umrhwebi uqalise i-JPY / AUD ethwele ukurhweba kwi-2023. Baboleka i-1 yezigidi ze-JPY kwi-0.25% yenzalo kwaye bayityale kwi-AUD, bafumana i-2.00% kwinzala yonyaka. Umahluko wenzala (ukuthwala) yi-1.75%. Ukuba iireyithi zokutshintshiselana zihlala zizinzile, umrhwebi unokufumana i-1.75% kwi-investment ye-JPY ngelixa ehlawula kuphela i-0.25% kwinzala, okukhokelela kwinzuzo ye-1.50%.

Lo mzekelo wehlabathi lokwenyani ubonisa indlela yokuqhuba umsebenzi wokurhweba ngokusebenza, kunye nabarhwebi abanokuthi bafumane inzuzo kumahluko wenzala phakathi kweemali. Nangona kunjalo, kubalulekile ukuqaphela ukuba ukuguqulwa kweemarike kunokutshintsha, ukwazisa umngcipheko ukuba abahwebi kufuneka balawule ngononophelo.

Izinto eziphembelela ukurhweba

Ngelixa urhwebo lokuthwala lunokuba sisicwangciso esinengeniso, impumelelo yalo ixhomekeke kwizinto ezahlukeneyo, zonke ezifuna ukuqwalaselwa ngononophelo ngabarhwebi. Apha, sihlalutya kwizinto eziphambili ezinokuthi zibe nefuthe kwisiphumo sorhwebo.

Umsantsa omkhulu wezinga lenzala phakathi kweemali ezibolekiweyo kunye nemali etyaliweyo ubalulekile ekuveliseni inzuzo. Abarhwebi bajonge ukubamba inzala esasazekayo, eyaziwa ngokuba yi "car," njengemivuzo yabo. Okukhona usiba banzi umahluko, kokukhona inkulu inzuzo enokwenzeka. Nangona kunjalo, kubalulekile ukuba uhlale uqwalasela izigqibo zebhanki enguvimba kunye nokukhutshwa kwedatha yezoqoqosho enokuthi ibe nefuthe kwimilinganiselo yenzala.

Uzinzo lwemali ludlala indima ebalulekileyo kwimpumelelo yorhwebo. Ukuguquguquka okubalulekileyo kwesantya sonaniselwano ngesiquphe kunokuphelisa iinzuzo okanye kubangele ilahleko, nakumahluko alungileyo kwinzala. Abarhwebi kufuneka bavavanye ukuguquguquka kwexabiso lemali kwaye basebenzise izicwangciso zokulawula umngcipheko ukunciphisa umngcipheko wemali.

Iziganeko zoqoqosho kunye ne-geopolitical zingaphazamisa ukurhweba. Iziganeko ezingalindelekanga ezifana nokutshintsha komgaqo-nkqubo webhanki ephakathi, ukungazinzi kwezopolitiko, okanye iingxaki zezoqoqosho zingakhokelela ekuhambeni kweemali ezibukhali. Abarhwebi kufuneka bahlale benolwazi kwaye bahlengahlengise izicwangciso zabo ngokufanelekileyo, njengoko ezi ziganeko zinokutshintsha ngokukhawuleza ukuguquka kweemarike.

Ukuhamba ngempumelelo kwihlabathi elintsonkothileyo lokurhweba, uphando olunzulu kunye nohlalutyo lubalulekile. Abarhwebi kufuneka baphande ngenkuthalo iindlela zenzala, izalathi zoqoqosho, kunye nophuhliso lwezopolitiko. Ukuqonda ngokubanzi isibini semali ekhethiweyo kunye nokuziphatha kwayo ngokwembali nako kubalulekile. Ukwenza inkuthalo efanelekileyo kunye nokuhlala unolwazi ngundoqo ekulawuleni umngcipheko kunye nokwandisa imbuyekezo kwisicwangciso sorhwebo.

Izingozi kunye nemingeni

Ngelixa isicwangciso sokurhweba sinokubonelela ngemivuzo ekhangayo, akukho ngaphandle kwesabelo salo somngcipheko kunye nemingeni. Abarhwebi kufuneka baqaphele le migibe enokwenzeka kwaye basebenzise izicwangciso ezifanelekileyo zokulawula umngcipheko ukukhusela utyalo-mali lwabo.

1. Ukuguquguquka kwezinga lotshintshiselwano

Omnye weyona mingcipheko ibalulekileyo enxulunyaniswa nokurhweba kukuguquguquka kwexabiso lotshintshiselwano. Iimali zixhomekeke kwiintshukumo zamaxabiso ezithe gqolo eziphenjelelwa zizinto ezininzi, kubandakanywa ukukhutshwa kwedatha yezoqoqosho, iziganeko ze-geopolitical, kunye novakalelo lwemarike. Ukushukuma kwemali engalindelekanga kunokubangela ilahleko, okunokuphelisa umahluko kwinzala.

2. Utshintsho lwenzala

Utshintsho lwenzala lunokuphazamisa izicwangciso zokurhweba. Iibhanki eziphambili zinokuhlengahlengisa amaxabiso ngokungalindelekanga, okuchaphazela ukuhluka kwexabiso lenzala abarhwebi abaxhomekeke kuyo. Ukuhla kwinzala esasazekayo kunokunciphisa inzuzo enokubakho okanye kuguqule urhwebo olunenzuzo lube yilahleko. Ke ngoko, abahwebi kufuneka bahlale behlaziywa kwizibhengezo zebhanki ephakathi kunye nezalathi zoqoqosho.

3. Imingcipheko yokungabikho kwamanzi

Umngcipheko we-Liquidity yenye inkxalabo yabarhwebi abathweleyo. Ezinye izibini zemali zinokuba nexabiso eliphantsi lokuhlawula amatyala, nto leyo eyenza kube nzima ukwenza urhwebo olukhulu ngaphandle kokuchaphazela kakhulu izinga lotshintshiselwano. I-Illiquidity inokukhokelela ekutyibilikeni kunye nobunzima ekuphumeni kwizikhundla ngamaxabiso anqwenelekayo, ezinokunyusa iindleko zorhwebo.

Ukunciphisa umngcipheko

ukohlulwa: Ukusasaza umngcipheko kuzo zonke iipere zemali ezininzi ukunciphisa ukuchanabeka kuguquko lwemali enye.

Ukumisela ii-odolo zokuyeka ilahleko: Sebenzisa imiyalelo yokuyeka ilahleko ukunciphisa ilahleko enokubakho kwimeko yeentshukumo zamaxabiso ezibi.

Ukubeka iliso rhoqo: Hlala unolwazi malunga neziganeko zoqoqosho, utshintsho kwizinga lenzala, kunye nophuhliso lwe-geopolitical ukulungisa izicwangciso njengoko kufuneka.

Ukuhlamba: Sebenzisa amaqhinga okukhusela afana neenketho okanye iikhontrakthi zokudlulisela phambili ukukhusela ngokuchasene neentshukumo zezinga lotshintshiselwano olubi.

Ubungakanani bendawo: Lawula ubungakanani bezikhundla ngokunxulumene nobungakanani beakhawunti ukulawula umngcipheko ngempumelelo.

Ngokuqaphela kunye nokujongana nale mingcipheko kunye nemingeni, abarhwebi be-forex banokwandisa amandla abo okuphumeza izicwangciso zorhwebo ngempumelelo ngelixa bekhusela inkunzi yabo.

Iinzuzo zokurhweba

Kubarhwebi be-forex abafuna ukwandisa irepertoire yabo, isicwangciso sokurhweba sokuthwala sinikezela ngembuyekezo enokubakho.

1. Ukufumana umahluko kwinzala

Embindini wesicwangciso sorhwebo kukutsala umdla wokufumana umahluko wenzala, odla ngokubizwa ngokuba yi "car." Ngokuboleka imali kwixabiso eliphantsi lenzala kunye nokutyala imali kwimali enenzala ephezulu, abarhwebi banokuthi bawufake ephaketheni umahluko kwinzala njengenzuzo. Le ngeniso izinzileyo inokuba sisiphakamiso esinomtsalane kwihlabathi apho amanye amathuba otyalo-mali anokubonelela ngembuyekezo ephantsi.

2. Iindlela zokurhweba ezahlukeneyo

Ukwahlukahlukana kungumgaqo osisiseko kulawulo lomngcipheko, kwaye ukurhweba kukubonelela ngendlela eyodwa yokuyiphumeza. Ngokubandakanya ukuthengisa kwiipotfoliyo zabo, abarhwebi banokutshintsha iindlela zabo zokurhweba. Olu lwahlulo lunceda ukusasaza umngcipheko kwaye lunokumelana nezinye iindlela zokurhweba, ezifana nohlalutyo lobugcisa okanye olusisiseko.

isiphelo

Ukuqukumbela, isicwangciso sokurhweba kurhwebo lwe-forex simele ithuba elinyanzelisayo labarhwebi ukuba basebenzise umahluko kwizinga lenzala kwaye bakwazi ukuvelisa ingeniso ezinzileyo. Njengoko sisonga uphononongo lwethu lwesi sicwangciso, nazi izinto eziphambili ekufuneka sizikhumbule:

Urhwebo lwe-Carry lubandakanya ukuboleka kwimali enenzala ephantsi kutyalo-mali kwimali enenzala ephezulu, ejolise ekufumaneni inzuzo ngokwahlukileyo kwinzala okanye "ukuthwala."

Abarhwebi bakhetha izibini zemali, ukuboleka imali enenzala ephantsi, batyala imali kwizinga eliphezulu lenzala, kwaye babeke iliso ngononophelo kwaye balawule urhwebo.

Ukwahluka kwenzala, uzinzo lwemali, kunye nemicimbi yezoqoqosho / yelizwe zizinto ezibalulekileyo eziphembelela impumelelo yokurhweba.

Ukuguquguquka kwexabiso lotshintshiselwano, utshintsho kwizinga lenzala, kunye nobungozi bokuhlawula amatyala yimigibe enokubakho abarhwebi ekufuneka bayithobe ngolawulo lomngcipheko ngobulumko.

Umtsalane wokufumana ukwahluka kwenzala, iindlela ezahlukeneyo zokurhweba, kunye nokuzuza imbuyekezo ezinzileyo kutsala abarhwebi ukuba baphathe izicwangciso zorhwebo.

Nangona kunjalo, kubalulekile ukujongana nokuthwala urhwebo ngononophelo kunye nolwazi. Nangona imivuzo enokubakho iyahenda, iingozi ziyinyaniso. Abarhwebi kufuneka baphande ngokucokisekileyo, bahlale benolwazi, kwaye basebenzise iindlela ezisebenzayo zokulawula umngcipheko. Ukuthwala urhwebo aluyiyo indlela eqinisekisiweyo yenzuzo, kwaye impumelelo ifuna ukuqonda okunzulu kokutshintsha kweemarike, ukuqeqeshwa, kunye nokuguquguquka.

Njengaso nasiphi na isicwangciso sokurhweba, uhambo ngokuthwala urhwebo kufuneka luphawulwe ngokuzibophelela ekufundeni okuqhubekayo kunye nokulungela ukuziqhelanisa neemeko zemarike eziguqukayo. Ngokwenza njalo, abarhwebi banokuhamba ngeendlela eziyinkimbinkimbi zokurhweba ngokuzithemba kunye nobuchule.