UKUPHATHWA KWEZINDLELA - Isifundo 4
Kulesi sifundo uzofunda:
- Ukubaluleka kokuLawula ingozi
- Indlela esetshenziswa ngayo kuChinga lokuThengisa
Abaphathi besengozini yethu, ngokusebenzisa uhlelo oluqinile lokulawulwa kwemali, yilona lo mgwaqo futhi unikeza izisekelo, ukusivumela ukwakha uhlelo lwethu lokuhweba namasu. Njengoba sekuxoxwa kaningi, izici ezihlukahlukene ezidingekayo ukwakha izinhlelo zokuhweba eziphumelelayo kanye namasu aqukethwe ngaphakathi, ukuphathwa kwemali kuyisihluthulelo. Ayikho isu lokuhweba eliphumelelayo elingasebenza ngaphandle kokuphathwa kwezimali ngokuqondile.
Idlala indima ebalulekile ezinqumweni zabahwebi futhi ingasetshenziswa njengethuluzi lokunciphisa ingozi yephothifoliyo jikelele.
Ukuphathwa kwemali okuphumelelayo kuncike ezintweni eziyisihlanu ezibalulekile:
- Isilinganiso sengozi
- Ingozi yokuvuza isilinganiso
- Ukwehla okuphezulu
- Usayizi wesimo esifanele
- Ukuphathwa Kwezokuhweba
Uma ukhuluma ngenani le-Risk, umhwebi kumele anqume ukuthi uzimisele kangakanani ukulahlekelwa yizohwebo ngalunye, futhi ngokuya ngesitayela sokuhweba, umuntu akufanele abe engozini ngaphezu kwe-5% ngokuhweba, ngokulingana kwe-akhawunti. Kodwa-ke, ukubusa kwe-2% kuvelele kakhulu manje-izinsuku, lapho okungaphezu kwe-2% yenhloko-mali engeke ibe khona engozini yokulahleka. Ukuqapha futhi ukubeka amaphesenti aphansi engozini yokuhweba ngalunye kuzoholela ekubeni nokulingana okuphakeme ekupheleni kosuku.
Ngaphezu kwalokho, amazinga okuyeka ukuyeka kufanele achazwe futhi umvuzo kufanele ube njalo izikhathi ezimbili noma kathathu ngaphezu kwengozi. Ukuyeka ukulahleka kuza ezinkathini ezihlukahlukene; ukuyeka ukuhamba, ukuyeka ukuhamba okunamandla, ukuyeka kanzima, ukuyeka izinhlekelele kanye nokuyeka ingqondo. Bonke basebenzise futhi ngombono ongakuvikela kuzo izimo eziningi ngokusebenzisa inhlanganisela eziningana.
Singahlanganisa lesi simiso esilandelayo nesinye isimiso esiphuthumayo, simise ngaphansi kwesitoreji esilandelayo, esisivikela kunoma yikuphi okungekho ngaphandle. Lokhu kungase kube ukuma kwesiphazamende sokujikeleza kwengqondo, lapho siphumelela kahle ipulaki kukho konke ukuhweba kwethu, uma sizithola sihlangothini olungalungile emakethe, lapho i-Swan Black, noma umonakalo omkhulu wezehlakalo kwenzeka emakethe.
Ukuchithwa okuphezulu kubhekisela ekunciphiseni kwezimali ezinkulu zokuhweba emva kokulandelwa kokuhweba okulandelanayo. Ngakho-ke, kubalulekile ukunciphisa ingozi ephelele yokuhweba kulo mkhakha, kanye nokuziphatha ngokomzwelo ukuze kunqobe izikhathi zokudonsa.
Ngaphezu kwalokho, ukucacisa ukuma kwesimo esifanele kuncike enhlokodini yokuhweba inehlelo lokuhweba. Ulwazi lwevolumu nendlela yokunquma usayizi wezohwebo olulungile kuyisihluthulelo sokwandisa imiphumela. Kuyasiza kakhulu ukusebenzisa umbala wokubala ukuze uqiniseke ukuthi isinqumo sokuhweba esenziwe ngendlela efanayo sithathwe.
Uma sisebenzisa isibonelo se-akhawunti ye-$ 5,000 futhi sifuna ukufaka engcupheni i-1% ye-akhawunti yethu ku-EUR / USD, bese sisebenzisa ukubalwa okulula ukufaka ingozi kuma-dollar angu-50 ekuhwebeni ngalunye.
USD 5,000 x 1% (noma 0.01) = USD 50
Khona-ke, sizokwahlukanisa inani elisengozini, i-$ 50 yethu, ngokuma sikulungele ukusebenzisa, ukuze sithole inani ngalinye ngepipipi. Ake sicabange ukuthi sisebenzisa izinga elimisiwe lokumisa amapayipi we-200.
(USD 50) / (200 pips) = USD 0.25 / pip
Okokugcina, sizokwandisa inani nge-pip isilinganiso se-unit / pip value ye-EUR / USD. Kulesi sigaba ngamayunithi angu-10k (noma eyodwa ye-mini mini), ukunyakaza kwe-pip ngayinye kuwufanele i-USD 1.
I-USD 0.25 ngamapayipi (amayunithi angu-10k we-EUR / USD) / (i-USD 1 ngamapayipi) = amayunithi we-2,500 we-EUR / USD
Ngakho-ke sizofaka amayunithi we-2,500 we-EUR / USD noma ngaphansi, ukuze sihlale ngaphansi kwemingcele yethu yengozi noma izinga lokunethezeka, esiye sanquma kwaba ukubekezelelana kwe-1%, nokusetha ukuhweba kwethu kwamanje.
Ukugcina kodwa okungenani ukuphathwa kwezohwebo. Umthengisi kufanele athuthukise uhlelo lokuhweba, oluzohlanganisa ukuyeka ukuhweba nokulawulwa ngokomzwelo - ukuphuma ngaphandle kokuhweba ngaphandle kwesizathu esinamandla. Ukulandela uhlelo lokuhweba kwandisa izinkinga zokuba nokuhweba okunenzuzo nokunciphisa amaphutha.
