Yiziphi izici ezibalulekile ezithonya amazinga okushintshaniswa kwezimali
Imakethe yezezimali iyonke isesimweni sokucindezela njalo okukhuphukayo nokuya phansi, nokunyakaza kwentengo kuguquguquka emuva naphambili ngenxa yezici ezihlukahlukene zezomnotho, ezemvelo kanye nezikhungo ezizochazwa ngokuningiliziwe kulesi sihloko.
Phakathi kwamanye amakilasi ezimpahla zezimali ezifana nezitoko, izinkomba, izimpahla, amabhondi, kanye nezimali ze-crypto. Izimali zigqama njengesigaba sempahla esikhulu esingasetshenziswa kuzo zonke izici zomnotho womhlaba njengendlela yokushintshanisa nokukhokhela izimpahla, kanye nezinsizakalo, kokubili ezingeni lamazwe ngamazwe nelasekhaya.
Inani lohlobo lwemali oluhlobene nezinye izinhlobo zezimali ezaziwa “ngezinga lokushintshanisa lakwamanye amazwe” lilokhu liguquguquka njalo.
Izinga lokushintshisana ngemali yangaphandle emnothweni ingenye yezindlela ezibaluleke kakhulu okunqunywa ngazo impilo yezomnotho yezwe. Ngamanye amazwi, ukuzinza kwezomnotho wezwe kunqunywa kakhulu izinga lokuhwebelana kwamanye amazwe. Kungabhekwa, kuhlaziywe futhi kudayiswe emakethe yokuhwebelana kwamanye amazwe.
Ngakho-ke kubaluleke kakhulu ukuqonda izici ezibalulekile kanye namandla emakethe ashintshayo anomthelela emnothweni wezwe, okubuye kuthinte izinga lokushintshaniswa kwemali yalo.
Kungani lezi zici zithonya izimali.
Amanani okushintshanisa athonywa kakhulu izici zomnotho omkhulu njengoba ngokuvamile enquma impilo yomnotho, okuwukucatshangelwa okubaluleke kakhulu kubatshalizimali bangaphandle, ababambiqhaza, abathengisi bezikhungo nabahweba lapho benquma ukuthi benze ibhizinisi noma batshale imali emnothweni.
Lezi zinhlangano zisebhizinisini lokwenza inzuzo. Mayelana nalokhu, izehlakalo ezweni zizonquma ukuthi izimali zakwamanye amazwe zizotshalwa kanjani emnothweni walo, ngaleyo ndlela zibe nomthelela kwinani lezinga lokushintshaniswa kwemali yalo.
Lona umqondo obaluleke kakhulu ongasebenzisi abadayisi be-forex kuphela. Ibalulekile futhi futhi inenzuzo emphakathini jikelele, abanikazi bamabhizinisi bamazwe ngamazwe nabasekhaya, abatshalizimali, abamabhange nokunye
Inzuzo yokwazi izici ezithinta amanani okushintshaniswa kwemali.
- Abathengisi bokushintshaniswa kwamanye amazwe bangathola amathuba e-arbitrage ngokuhlaziya inani lezinhlobo zemali ukuze benze inzuzo ngochungechunge lwemisebenzi yamazwe ngamazwe.
- Ukuhlaziywa okuyisisekelo ukuhlola inani langempela lezinhlobo zemali nokuhlaziya izici ezingase zibe nomthelela esilinganisweni sokushintshisana kohlobo lwemali esikhathini esizayo. Ngakho-ke, kungcono ukuhlanganisa ukuhlaziywa okuyisisekelo nokuhlaziywa kwezobuchwepheshe ukuze uthole umphumela omuhle kakhulu wokuhweba kwe-forex.
- Zonke izigaba zezimpahla zezitoko zemakethe yezezimali, amabhondi, izinkomba, izimpahla nezinhlobo zemali ziyahlobana futhi zihlobene. Ezinye zezimali zithonywa ngokuqondile ezinye zalezi zimpahla. Ngakho-ke kuyinzuzo kumthengisi we-forex ukwazi ukuthi futhi iyiphi impahla ethinta imali ethile.
- Ukwazi izici ezithinta inani lezimali kusiza abatshalizimali ukuthi benze izinqumo eziphusile zokutshala imali.
Ngezansi, sizoxoxa ngemininingwane ebanzi ngezinye zalezi zici ezibalulekile kanye nemicimbi yezomnotho emikhulu enomthelela emalini.
- Umbiko wezomnotho.
Ingxenye ebaluleke kakhulu yebhuku lokudlala lomthengisi we-forex yikhalenda lombiko wezomnotho. Abathengisi be-Forex bathembele kakhulu emibikweni yezomnotho ukwenza izinqumo ezifanele zokuhweba.
Imibiko yezomnotho ebaluleke kakhulu ihlanganisa amanani okuqashwa, ukuthengiswa kwezitolo, izinkomba zokukhiqiza, i-Fomc, i-Non-Farm Payroll neminye eminingi ephethe ulwazi olubalulekile mayelana nesimo somnotho samanje.
I-GDP eyaziwa ngokuthi I-Gross Domestic Product iyimethrikhi yezomnotho ebaluleke kakhulu evame ukubhekwa njengenkomba evamile yamandla nokusebenza komnotho.
Yisamba senani lemakethe lezimpahla namasevisi aphuma emngceleni wezwe phakathi nenkathi ethile yesikhathi. Ngakho-ke umbiko ubambezeleka ngoba ukhuluma ngomcimbi osekwenzekile.
Ukukhishwa kwedatha yezomnotho enemininingwane kungatholwa kumawebhusayithi afana ne-forexfactory.com, investing.com, FX Street, Daily FX njalonjalo.
- Amazinga enzalo kanye nokwehla kwamandla emali
Izilinganiso zenzalo nokwehla kwamandla emali kuhlobene kakhulu futhi kunomthelela omkhulu enanini lohlobo lwemali. Ibhange elikhulu lezwe lingakhohlisa izilinganiso zenzalo ukuze lilawule ukwehla kwamandla emali okuphinde kuthinte inani lemali yasendaweni.
Noma nini lapho ibhange elikhulu lezwe likhuphula izinga lenzalo yalo, uhlobo lwemali luba yigugu ngenxa yokuthi amanani enzalo ephezulu ezweni aheha imali kanye nababolekisi bangaphandle. Ngokuphambene, uma ibhange elimaphakathi lezwe lehlisa izilinganiso zenzalo, uhlobo lwemali aluhehi inzuzo, okungaholela ekwehleni kwevelu yemali.
Buyini ubudlelwano phakathi kwezinga lenzalo kanye nokwehla kwamandla emali?
Noma nini lapho ibhange elikhulu linyusa izinga lenzalo yalo, amandla okuthenga ohlobo lwemali yalo ayanda (okungukuthi uhlobo lwemali lungathenga izimpahla namasevisi amaningi). Ngakho-ke, lokhu kusho ukuthi ukwehla kwamandla emali kulelo zwe elithile.
Kodwa noma nini lapho ibhange elikhulu lehlisa izilinganiso zenzalo, amandla okuthenga ohlobo lwemali yalo ayehla. Lokhu, ngakho-ke, kusho ukuthi ukwehla kwamandla emali kulelo zwe elithile kuphezulu.
- I-Inter-market kanye nomphumela ohambisanayo
Imakethe yezezimali yomhlaba wonke iqukethe izigaba zempahla ezihlukene ezinobudlelwane obufanayo futhi ezihlotshaniswayo. Lokhu akufani nezinhlobo zemali. Nakuba zonke izinhlobo zezimali zithintwa izehlakalo zomhlaba, ezinye zixhumene kakhulu nezinye izimpahla.
Kubalulekile ukuqaphela nokuqonda lokhu kuhlobana nokuthi kusebenza kanjani.
Ake sidlule kwezinye izibonelo eziphawulekayo
- Umqondo wokuqala nobaluleke kakhulu okufanele uwuqonde ukuthi iDola laseMelika iwuhlobo lwemali olusemthethweni olubekiwe emhlabeni. Empeleni, lapho idola laseMelika likhuphuka, izimali zakwamanye amazwe zilindeleke ukuba zehle ngenani futhi ngokuphambene nalokho.
- Omunye umqondo obalulekile umthelela wemakethe yezinga lenzalo kudola laseMelika. Noma kunini lapho imakethe yezinga lenzalo ikhuphuka, idola laseMelika kulindeleke ukuthi likhuphuke okusho ukuthi ukwehla kwenani lemali yangaphandle. Ngokuphambene, lapho izinga lenzalo imakethe yehla, idola laseMelika kulindeleke ukuthi lehle futhi okusho ukukhuphuka kwemali yangaphandle.
- Izomnotho ezithumela ngaphandle impahla njengomthombo omkhulu wemali engenayo izothonywa imakethe yezimpahla. Isibonelo, idola lase-Australia lihlotshaniswa ngokuqondile neGolide kuyilapho idola laseCanada lihlotshaniswa ngokuqondile nowoyela.
Idola laseCanada ukuhlobana okuqondile kwezintengo zikawoyela.
Ukuhlobana okuphambene kwe-UsdCad nezintengo zikawoyela.
- Isikweletu sikahulumeni
Nakuba isikweletu sikahulumeni singaba yingozi emnothweni, singasetshenziswa ukugqugquzela ukuthuthukiswa kwengqalasizinda kanye nokukhula komnotho.
Ukwehla kwamandla emali nokwehliswa kohlobo lwemali ngokuvamile kuwumphumela wesikweletu eseqile emnothweni.
Kwenzeka kanjani lokhu?
Uma kwenzeka ukwanda kwezikweletu zomphakathi, uhulumeni angase aphrinte imali eyengeziwe, akhulise inani lemali esakazwayo. Lokhu kwaziwa ngokuthi i-quantitative easing. Umthelela walokhu ukuthi inani lemali ebanjwayo liyehla, kanye nokwehla kwamandla emali.
Kwesinye isigameko lapho kulindeleke ukuthi kunyuke izikweletu zikahulumeni. Abatshalizimali bakwamanye amazwe bangase baphoqeleke ukuthi bathengise amabhondi abo emakethe evulekile okuzokwenza ukuthi uhlobo lwemali lwasendaweni lwehle inani ngenxa yokugcwala ngokweqile.
- Imibandela yokuhweba
Imigomo Yohwebo ngokwe-Wikipedia inani lezimpahla ezithunyelwa ngaphandle umnotho ongathengwa ngeyunithi ngayinye yezimpahla ezithunyelwa ngaphandle.
Umnotho wezwe kuthiwa uba 'ne-trade surplus' noma nini lapho ukuthengisa kwawo kwamanye amazwe kudlula okuphuma kwamanye amazwe'. Inani lemali 'yezwe elithekelisayo' liyakhuphuka lapho abathengi bakwamanye amazwe bethenga uhlobo lwemali yabo ukuze bathenge izimpahla zalo ezithunyelwa kwamanye amazwe, ngaleyo ndlela kwenyuke ku-GDP okunomthelela ekukhuleni okuhle komnotho walelo zwe.
Ngakolunye uhlangothi, umnotho wezwe unenkinga yokuhwebelana lapho izimpahla ezivela ngaphandle ziningi kunezithunyelwa ngaphandle. Ngenxa yokuthi izwe lidinga ukuthengisa imali yalo ukuze lithenge impahla evela kwamanye amazwe, inani lemali yalo liyehla.
- Ukuzwela
Imizwa yemakethe isho ukuchema abatshalizimali nabaqageli abanako emnothweni ngenxa yezehlakalo zawo nezinto ezenzeka manje.
Ukusimama kwenqubo yepolitiki yezwe ngenye yezinto eziningi ezithinta ukusebenza komnotho.
Ezinye izici ezithinta ukusebenza komnotho zihlanganisa izehlakalo zezwe, izinhlekelele zemvelo (noma zemvelo), kanye nokhetho oluzayo.
Abatshalizimali bakwamanye amazwe nabaqageli bahlale benemizwa echemayo. Okusho ukuthi, bazobamba futhi bahoxise utshalomali lwabo olukhona emnothweni osongelwa yinhlekelele.
Ngakolunye uhlangothi, uma izehlakalo nezehlakalo zamanje emnothweni zizinzile, zinhle futhi zisekela ukutshalwa kwezimali kwamanye amazwe. Lo mbono omuhle ngomnotho wezwe uzoheha abatshalizimali bakwamanye amazwe futhi uzokwenza ukuthi imali yakuleli ibonakale ngenani.
- Ukukhula komnotho kanye nokuwohloka komnotho
Ukwehla komnotho uma kuqhathaniswa nokukhula komnotho kubhekisela ekwehleni okukhulu kwemisebenzi yomnotho jikelele ezweni. Ukwehla komnotho kungabonakala ngokuntuleka kwemisebenzi, ukwehla kwe-GDP, ukwehla kwamandla emali nokunye.
Ngesikhathi sokuwohloka komnotho, izinga lenzalo lezwe kungenzeka libe phansi. Ukwehla komnotho kunoma yimuphi umnotho kuwuphawu olubomvu kubatshalizimali bakwamanye amazwe.
Lokhu kunomphumela ongemuhle ekuzinzeni nasekuqhubekeleni phambili komnotho ngaleyo ndlela kwehlisa inani kanye nethuba lokuncintisana lemali emakethe yokuhwebelana kwamanye amazwe.
Isiphetho
Kukhona ezinye izici ezincane ezithonya izinga lokushintshisana kwezinhlobo zemali kodwa sibuyekeze izici ezibaluleke kakhulu.
Ukufunda lesi sihloko kuze kube manje futhi uqaphele lezi zici ezinkulu zezomnotho kukwenza ube nolwazi oluthe xaxa mayelana nemakethe yokuhwebelana kwamanye amazwe kune-90% yabantu bomhlaba. Ikubeka phambili ebhizinisini, ekutshalweni kwezimali nasekuhwebeni kwe-forex.
Ngaphezu kwalokho, bonke abadayisi be-forex bayakwazi ukusekela ukuhlaziywa kwabo kobuchwepheshe ngedatha eyisisekelo nemibiko yezomnotho.
Umuntu ozama ukugwema ukulahlekelwa okungase kube khona ngenxa yamazinga okushintshanisa imali angase akhethe isevisi yesilinganiso sokushintshisana esikhiyiwe, eqinisekisa ukushintshana kohlobo lwemali ngenani elifanayo naphezu kwezimo zomnotho ezingezinhle.
Chofoza inkinobho engezansi ukuze Udawunilode wethu "Iziphi izici ezibalulekile ezithonya amanani okushintshaniswa kwemali" Umhlahlandlela ku-PDF
